{"id":97,"date":"2026-09-30T04:00:00","date_gmt":"2026-09-30T10:00:00","guid":{"rendered":"https:\/\/www.richinsuranceagency.com\/blog\/?p=97"},"modified":"2026-09-17T15:35:07","modified_gmt":"2026-09-17T21:35:07","slug":"steps-to-take-when-filing-a-property-claim","status":"publish","type":"post","link":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/","title":{"rendered":"Steps to Take When Filing a Property Claim"},"content":{"rendered":"<p>Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your insurance options with a member of our team. We&#8217;ve been working with Missouri homeowners like you since 2010.<\/p>\n<h2>Steps to Take When Filing a Property Claim<\/h2>\n<p>If your home is damaged by weather or vandalism, you&#8217;ll need to file a property insurance claim. After your home is damaged, the first priority is making sure your family and pets are safe. From there, check your property for anything that could pose a danger to you or others. If temporary repairs are needed, be sure to keep all related receipts.<\/p>\n<p>Document any damage with photos or videos, then contact your insurance company to begin the claims process. You&#8217;ll typically need to submit those photos along with a written list of damages. An adjuster will visit your property to assess the situation, provide a repair estimate, and coordinate payment on your claim. Once your claim is paid, you can move forward with hiring contractors to complete the necessary repairs.<\/p>\n<h2>Call Us Today to Make Your Appointment<\/h2>\n<p>You can&#8217;t predict when a disaster might damage your home, but our team at Rich Insurance Agency LLC can help you prepare for whatever the future brings. Homeowners near Kansas City, MO, have been turning to us for home insurance guidance for over 15 years. Contact us today to make your appointment.<\/p>\n<hr \/>\n","protected":false},"excerpt":{"rendered":"<p>Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[15,17,11,19,5],"class_list":["post-97","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-home","tag-insurance","tag-kansas-city","tag-mo","tag-rich-insurance-agency-llc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.2\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Rich Insurance Agency LLC -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC\" \/>\n\t\t<meta property=\"og:description\" content=\"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-09-30T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-09-17T21:35:07+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#blogposting\",\"name\":\"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC\",\"headline\":\"Steps to Take When Filing a Property Claim\",\"author\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2026-09-30T04:00:00-06:00\",\"dateModified\":\"2026-09-17T15:35:07-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#webpage\"},\"articleSection\":\"Home Insurance, home, insurance, kansas city, mo, Rich Insurance Agency LLC\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#listItem\",\"name\":\"Steps to Take When Filing a Property Claim\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#listItem\",\"position\":3,\"name\":\"Steps to Take When Filing a Property Claim\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | Rich Insurance Agency LLC\",\"url\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#webpage\",\"url\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/\",\"name\":\"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC\",\"description\":\"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/steps-to-take-when-filing-a-property-claim\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2026-09-30T04:00:00-06:00\",\"dateModified\":\"2026-09-17T15:35:07-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/\",\"name\":\"Blog | Rich Insurance Agency LLC\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.richinsuranceagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC","description":"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your","canonical_url":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#blogposting","name":"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC","headline":"Steps to Take When Filing a Property Claim","author":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/#organization"},"datePublished":"2026-09-30T04:00:00-06:00","dateModified":"2026-09-17T15:35:07-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#webpage"},"isPartOf":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#webpage"},"articleSection":"Home Insurance, home, insurance, kansas city, mo, Rich Insurance Agency LLC"},{"@type":"BreadcrumbList","@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/#listItem","position":1,"name":"Home","item":"https:\/\/www.richinsuranceagency.com\/blog\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.richinsuranceagency.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#listItem","name":"Steps to Take When Filing a Property Claim"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#listItem","position":3,"name":"Steps to Take When Filing a Property Claim","previousItem":{"@type":"ListItem","@id":"https:\/\/www.richinsuranceagency.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.richinsuranceagency.com\/blog\/#organization","name":"Blog | Rich Insurance Agency LLC","url":"https:\/\/www.richinsuranceagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.richinsuranceagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.richinsuranceagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#webpage","url":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/","name":"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC","description":"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/#breadcrumblist"},"author":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2026-09-30T04:00:00-06:00","dateModified":"2026-09-17T15:35:07-06:00"},{"@type":"WebSite","@id":"https:\/\/www.richinsuranceagency.com\/blog\/#website","url":"https:\/\/www.richinsuranceagency.com\/blog\/","name":"Blog | Rich Insurance Agency LLC","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.richinsuranceagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Rich Insurance Agency LLC -","og:type":"article","og:title":"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC","og:description":"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your","og:url":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/","article:published_time":"2026-09-30T10:00:00+00:00","article:modified_time":"2026-09-17T21:35:07+00:00","twitter:card":"summary_large_image","twitter:title":"Steps to Take When Filing a Property Claim - Blog | Rich Insurance Agency LLC","twitter:description":"Buying a home is a big investment, one that represents far more than just a place to live. Our team at Rich Insurance Agency LLC can help you find the right home insurance policy to protect that investment. If your home is near Kansas City, MO, we invite you to visit us to discuss your"},"aioseo_meta_data":{"post_id":"97","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2026-09-30 10:39:42","updated":"2026-09-30 10:39:42","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.richinsuranceagency.com\/blog\/\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.richinsuranceagency.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tSteps to Take When Filing a Property Claim\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.richinsuranceagency.com\/blog\/"},{"label":"Home Insurance","link":"https:\/\/www.richinsuranceagency.com\/blog\/category\/home-insurance\/"},{"label":"Steps to Take When Filing a Property Claim","link":"https:\/\/www.richinsuranceagency.com\/blog\/steps-to-take-when-filing-a-property-claim\/"}],"_links":{"self":[{"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/97","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=97"}],"version-history":[{"count":1,"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/97\/revisions"}],"predecessor-version":[{"id":98,"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/97\/revisions\/98"}],"wp:attachment":[{"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=97"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=97"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.richinsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=97"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}