When you are a driver of a vehicle in Missouri, you have to have specific types of auto insurance coverage. Each auto policy has various kinds of coverage, and each has to be at least a certain amount as Missouri law requires. If you don't have the auto insurance that you need, call us now at Rich Insurance Agency LLC in Kansas City, MO.
There are several different amounts of coverage that you have to have in your policy to drive legally. You can also add extra coverage for each type and other types of coverage to your policy. A specific amount is required for one person's bodily injury liability, and a higher amount required for everyone's bodily injury liability. There is also an amount for property damage liability that is required. In addition, there are two amounts mandated for uninsured motorist coverage. This pays for your damages if you've been in an accident with someone without insurance. All of these coverage types are important, but others can also protect you, though they are not mandated by law.
Many accidents will be your fault, and your liability insurance won't cover your damages when that happens. You need to have both collision and comprehensive insurance coverage types to leave you better protected. Collision coverage pays for your own vehicle's damages when you are in an accident you are at fault for. Comprehensive coverage is a different type that covers your expenses when something happens to your vehicle when it's not being driven.
Every Missouri driver must be insured, so ensure you're driving legally and are protected. To get your auto insurance, call us at Rich Insurance Agency LLC in Kansas City, MO to get started with an auto policy of your own.
"I had the pleasure of working Jeremy who was very customer service focused. Jeremy listened to me and worked very hard to get my the insurance coverage that I needed for our business. He researched many options and made sure at the end I had the best coverage that worked for my price range and had the benefits that I needed!"
"Matt and his team are amazing at what they do. Customer service is hands down the best that I have experienced with any insurance agency. I am extremely satisfied with how they handle my insurance needs. I have and will recommend them to my friends and family!"
"Unfortunately my daughter had an auto accident.We called Matt Rich with Farmers insurance agency and they were immediately there for us and actually walked us through the entire process step by step. I would highly recommend this agency or any of your insurance needs. Very much appreciated this was our first official accident and over 40 years of driving.. Their customer service and follow up is impeccable."
"Provided us service quickly and did the best they could to offer the best coverage and the best rates. We’re grateful. Very professional and kind. Jeremy treated us like family."
"Team does a nice job! Very responsive to all my needs or questions and easy to get a hold of. Calls to talk through annual renewals. Would recommend using them."