Auto Insurance in Missouri

When you are a driver of a vehicle in Missouri, you have to have specific types of auto insurance coverage. Each auto policy has various kinds of coverage, and each has to be at least a certain amount as Missouri law requires. If you don't have the auto insurance that you need, call us now at Rich Insurance Agency LLC in Kansas City, MO.

Required Coverage in Missouri

There are several different amounts of coverage that you have to have in your policy to drive legally. You can also add extra coverage for each type and other types of coverage to your policy. A specific amount is required for one person's bodily injury liability, and a higher amount required for everyone's bodily injury liability. There is also an amount for property damage liability that is required. In addition, there are two amounts mandated for uninsured motorist coverage. This pays for your damages if you've been in an accident with someone without insurance. All of these coverage types are important, but others can also protect you, though they are not mandated by law.

Additional Coverage Types

Many accidents will be your fault, and your liability insurance won't cover your damages when that happens. You need to have both collision and comprehensive insurance coverage types to leave you better protected. Collision coverage pays for your own vehicle's damages when you are in an accident you are at fault for. Comprehensive coverage is a different type that covers your expenses when something happens to your vehicle when it's not being driven.

Get Your Auto Insurance in Missouri

Every Missouri driver must be insured, so ensure you're driving legally and are protected. To get your auto insurance, call us at Rich Insurance Agency LLC in Kansas City, MO to get started with an auto policy of your own.