Renters Insurance in Missouri

Are you a renter living in the Kansas City, MO area? Did you know that even a renter needs insurance protection? One of the ways the Rich Insurance Agency LLC serves Missouri is by providing coverage for renters.

If you rent your apartment or home, this coverage protects your personal property from damage, loss, or destruction from fire, burglary, weather events, or other covered situations. Renters insurance will also protect your liability and assets if someone is injured at your rental.

Protect your personal property by taking inventory. If destroyed, your costly electronics, clothing, furniture, and more could cost thousands of dollars to replace. Why risk it? A renters' policy can cover the loss.

What if someone is hurt while visiting your apartment or home? Without renters' insurance, you must cover their medical bills out of pocket. If that individual sued you, the costs could be financially devastating. A renter’s policy would also cover this situation.

Many renters do not realize their landlord's insurance policy does not cover them. Their policy would only cover the physical structure of the building but does not cover the items inside.

A renters' policy covers the additional expenses incurred if your home or apartment is uninhabitable during repairs. Your hotel bill, dining out, and other additional living expenses will be covered.

Renters' insurance is very affordable. The average monthly premium for coverage is between $15 and $30, depending on the location, size of your rental unit, and number of possessions. In other words, for the cost of two movie tickets, you can insure all your belongings.

If you are a renter in the Kansas City, MO area, the Rich Insurance Agency LLC can provide you with a quote or answer any questions.