Are you a renter living in the Kansas City, MO area? Did you know that even a renter needs insurance protection? One of the ways the Rich Insurance Agency LLC serves Missouri is by providing coverage for renters.
If you rent your apartment or home, this coverage protects your personal property from damage, loss, or destruction from fire, burglary, weather events, or other covered situations. Renters insurance will also protect your liability and assets if someone is injured at your rental.
Protect your personal property by taking inventory. If destroyed, your costly electronics, clothing, furniture, and more could cost thousands of dollars to replace. Why risk it? A renters' policy can cover the loss.
What if someone is hurt while visiting your apartment or home? Without renters' insurance, you must cover their medical bills out of pocket. If that individual sued you, the costs could be financially devastating. A renter’s policy would also cover this situation.
Many renters do not realize their landlord's insurance policy does not cover them. Their policy would only cover the physical structure of the building but does not cover the items inside.
A renters' policy covers the additional expenses incurred if your home or apartment is uninhabitable during repairs. Your hotel bill, dining out, and other additional living expenses will be covered.
Renters' insurance is very affordable. The average monthly premium for coverage is between $15 and $30, depending on the location, size of your rental unit, and number of possessions. In other words, for the cost of two movie tickets, you can insure all your belongings.
If you are a renter in the Kansas City, MO area, the Rich Insurance Agency LLC can provide you with a quote or answer any questions.
"I had the pleasure of working Jeremy who was very customer service focused. Jeremy listened to me and worked very hard to get my the insurance coverage that I needed for our business. He researched many options and made sure at the end I had the best coverage that worked for my price range and had the benefits that I needed!"
"Matt and his team are amazing at what they do. Customer service is hands down the best that I have experienced with any insurance agency. I am extremely satisfied with how they handle my insurance needs. I have and will recommend them to my friends and family!"
"Unfortunately my daughter had an auto accident.We called Matt Rich with Farmers insurance agency and they were immediately there for us and actually walked us through the entire process step by step. I would highly recommend this agency or any of your insurance needs. Very much appreciated this was our first official accident and over 40 years of driving.. Their customer service and follow up is impeccable."
"Provided us service quickly and did the best they could to offer the best coverage and the best rates. We’re grateful. Very professional and kind. Jeremy treated us like family."
"Team does a nice job! Very responsive to all my needs or questions and easy to get a hold of. Calls to talk through annual renewals. Would recommend using them."