Are you a homeowner in the Kansas City, MO area? If so, ensure your most important asset is well protected with homeowners’ insurance. The Rich Insurance Agency LLC serves the people of Missouri by providing insurance protection for all their needs.
Homeowners insurance protection is necessary because it protects the home and personal property of the homeowner. Insurance becomes the primary source of rebuilding funds if there is a total loss. It will also provide the liability coverage necessary for any legal action resulting from injuries or damage from someone else on their property.
The level of coverage is one of the most critical parts of this coverage. The most common level of coverage is HO-2, which is a broad policy that offers protection against 16 perils listed in the policy. An experienced insurance professional will ensure you are not paying for more coverage than you need.
Here are some things you need to know and understand about homeowners’ insurance coverage.
If you wonder how much homeowners’ insurance you need, it has to be enough to cover the cost of rebuilding your home if it is destroyed. For your personal property, make sure you have coverage limits that are at least 50% of the dwelling coverage amount. Your liability limits should be high enough to cover all your assets.
The average cost of a homeowners’ insurance policy is $1780 annually, based on your location and the amount of coverage you have. Your credit score can also be a factor in your rate.
If you are a Missouri resident and need protection for your home, contact the Rich Insurance Agency LLC. You will be glad you did.
"I had the pleasure of working Jeremy who was very customer service focused. Jeremy listened to me and worked very hard to get my the insurance coverage that I needed for our business. He researched many options and made sure at the end I had the best coverage that worked for my price range and had the benefits that I needed!"
"Matt and his team are amazing at what they do. Customer service is hands down the best that I have experienced with any insurance agency. I am extremely satisfied with how they handle my insurance needs. I have and will recommend them to my friends and family!"
"Unfortunately my daughter had an auto accident.We called Matt Rich with Farmers insurance agency and they were immediately there for us and actually walked us through the entire process step by step. I would highly recommend this agency or any of your insurance needs. Very much appreciated this was our first official accident and over 40 years of driving.. Their customer service and follow up is impeccable."
"Provided us service quickly and did the best they could to offer the best coverage and the best rates. We’re grateful. Very professional and kind. Jeremy treated us like family."
"Team does a nice job! Very responsive to all my needs or questions and easy to get a hold of. Calls to talk through annual renewals. Would recommend using them."