Creating a home inventory takes a lot of time and patience, but in the end, if you ever file a claim, you will be very glad that you made it. It can help to cut the paperwork, and the time it takes to get your claim resolved. At Rich Insurance Agency LLC in Kansas City, MO, we aim to make getting your home insurance a pleasant experience, and we have years of expertise that we are happy to share.
Home Inventory: The Basics
Choose any room in your home, to begin with. Use a pad and pen to write down everything that you see. Inventory what is on the walls, on the floor, in the cabinets, and in the drawers. Open everything and write down in as much detail as possible what you see. Include brand names, models, and serial numbers if applicable. The more detail the better. If you have antiques, expensive jewelry, and lots of electronics, you may want to get an appraisal to verify the value.
Do the same thing in every room, opening closets, etc. to inventory the contents. When all the rooms are completed, head to the basement and the attic. Throughout your home, take photos of the rooms and the bigger, more costly items.
When you are finished, it’s time to find a safe place to store this important document. If you have a safe deposit box, that is ideal. If not, a fire-proof water-resistant container will do the job. No matter which you choose, be sure to put a copy in the cloud so that, no matter what happens, your inventory will survive.
Reach Out To Us!
No one wants to think about bad things happening, but it is better to be prepared for the worst. Give our office a call at Rich Insurance Agency LLC in Kansas City, MO for all your insurance needs.
