As a boat owner, it’s crucial to ensure that you’re covered by the right insurance. Operating a boat, like operating a vehicle, can expose you to significant liability costs if you don’t have it covered with an insurance policy. It’s essential to always have boat insurance for as long as you own a boat. If you don’t have insurance coverage yet, it’s time to get it. Give us a call now at Rich Insurance Agency LLC in Kansas City, MO.
Liability Coverage for Boats
Similar to your auto insurance, you need a boat policy that includes liability coverage. It’s vital always to have this coverage in case of boating accidents. Boating accidents occur frequently, and they can be extremely costly. If you’re judged to be at fault for a boating accident, you could be held liable for all of the medical bills from those in the other craft as well as any damage to the craft. These bills can be so high that they could bankrupt you if you don’t have liability coverage. If you do, the policy can cover all of them.
Other Boat Coverage
It’s also a good idea to have other coverage besides liability in your boat insurance policy. Collision coverage is a type that pays for the damages to your own boat after an accident. This is especially handy if you have an expensive boat. There is also comprehensive coverage. This type protects the boat in a number of situations, including when it’s on land.
Get Boat Insurance in Kansas City
If you don’t already have boat insurance, there’s no time to wait. You need coverage right away. To find out more about these policies, you can call us at Rich Insurance Agency LLC in Kansas City, MO.
