When a storm sweeps through your community and causes significant damage to your vehicle, you expect your insurance company to assist. In many cases, auto insurance can cover repair costs, but this depends on several factors, including the type and amount of coverage you have.
At Rich Insurance Agency LLC, we help drivers in Kansas City, MO find auto insurance policies that adequately address their risks and provide peace of mind.
When Does Auto Insurance Cover Storm Damage?
Comprehensive auto insurance is one of the main types of coverage that protects against storm damage. This policy provides financial compensation for damage caused by accidental and unexpected events, including storms. If you have comprehensive coverage, it may help cover repair costs or even replacement costs, as outlined in your policy. However, coverage limits and specific circumstances may apply, so it’s essential to review your policy details carefully.
Some Insurance Does Not Cover Storm Damage
It’s important to note that not all types of auto insurance cover storm damage. Collision insurance only covers damage resulting from collisions with other vehicles or structures. Liability insurance covers losses related to damage you cause to another person’s vehicle. Neither of these policies protects against storm-related damage.
If you’re unsure about the type of insurance you have, turn to Rich Insurance Agency LLC for guidance. Our team can provide insight into available auto insurance options in Kansas City, MO that fit your needs and offer the protection you deserve.
