If you own a vehicle, car insurance is a necessity for driving it. But car insurance is more than just a requirement for driving on the road. It’s also a type of insurance that can protect you from the financial burden of repairing or replacing your vehicle in the event of a covered incident.
For this reason, there are different types of insurance, including comprehensive auto insurance and full coverage auto insurance. They may sound similar, but they are pretty different. If you have questions about these types of auto insurance, the professionals at Rich Insurance Agency LLC, servicing Kansas City, MO, can help.
Our insurance professionals can answer your questions and provide information about our insurance products as you shop for the right policy to meet your needs. Here’s what you need to know about the differences between comprehensive and full coverage auto insurance.
What Is Comprehensive Auto Insurance?
Comprehensive auto insurance is a type of insurance that covers a wide range of non-collision events. While policies may vary, comprehensive auto insurance typically covers events such as vandalism, hail, fire, falling trees, and theft.
What Is Full Coverage Auto Insurance?
Full coverage auto insurance is a combination of several other types of insurance, including liability, comprehensive, and collision insurance. Full coverage auto insurance offers the most insurance coverage possible, and is often a requirement for car owners with a car loan.
Which One Is Best For Me?
Choosing the right insurance can be a challenge at times. If your car lender requires you to have full coverage auto insurance, the choice is easy. Otherwise, you may struggle to choose the best type of insurance for your needs.
To make this easier, speak with the professionals at Rich Insurance Agency LLC, which services Kansas City, MO. We can help you find the right insurance product for your vehicle.
