Click to Call Click to Text
Rich Insurance Agency LLC

5752 N Broadway
Kansas City, MO 64118

Get Directions

Featured Blog

How to Winterize Your Car For the Kansas City Winter

If you are new to Kansas City, MO, and come from a warm climate, we at Rich Insurance Agency LLC need to winterize your car for safety purposes.  Even current residents should check their cars every year.

Winterizing Your Car

Maintenance

Check and change all you can afford.  Check tires’ air, wipers, and transmission fluid when it is actually cold.  A check from last June will not be effective.  The list includes:

  • Antifreeze – this is most important to prevent the freezing up of your car.  Your radiator must be able to withstand the cold.  This is probably the MOST important check.
  • Air filters  – circulation of air is important to operate your car efficiently in the cold
  • Oil – Change your oil to a winter blend so that it will keep your car at the required temperature for your engine.  If you freeze up your engine, you may cause huge expenses.
  • Transmission fluid – Make sure it is full and clean.  Use a winter brand if you need to change or add to this fluid.
  • Windshield wipers – You need to see clearly in poor conditions.  Make sure your wipers are ready.

Tires

Must have tread – use a ruler and look for at least .03 mm on each tire.  Replace any tires that don’t meet this measurement.  Put your tires with the most tread on the rear.  All-weather tires are best if you intend to stay in an area like Kansas City, MO.  If necessary, you can buy these two at a time. 

Heater

If you must drive any distance at all, your heater MUST work.  This can become a life-saving item in a Kansas City winter.

Supplies

Make sure to include:

  • Winter Blanket,
  • water and food 
  • flares
  • sand and shovel.

Gasoline

Keep the car topped off. If you are stuck, you can keep your car warm.

Update Your Auto Insurance

For more tips and for all your insurance needs, reach out to us at Rich Insurance Agency LLC. We are here to help all year round!

Why You Should Review Your Auto Insurance Policy Annually

Most insurance and financial experts advise individuals to review their auto insurance policy annually. Here at Rich Insurance Agency LLC, providing residents in Kansas City, MO with auto insurance policies, we are often asked why this is recommended.

Here are some common reasons why to review your auto insurance policy every single year:

Reviewing Your Policy Helps to Ensure That Your Coverage Limits Still Meet Your Needs

One of the reasons why you should review your auto insurance policy annually is because reviewing your policy is the best way to ensure that your coverage limits still meet your needs. As your car ages, you may wish to drop coverage, or as medical costs increase, you may wish to increase medical coverage limits on your policy. Reviewing your policy annually ensures that your policy meets your needs today just as much as your policy did a year ago. 

Reviewing Your Policy May Help You to Find Ways You Can Save Money

Another benefit to reviewing your auto insurance policy every year is that you may find ways to save money. You may notice that you have an old address listed on your policy, and updating it may help you save money. You may also notice that your policy does not list you as being married or shows your driveway more miles per year than you do. Having the correct and up-to-date information on your policy may help you to save money. 

In addition to reviewing your auto insurance policy every year, it is also recommended that you briefly compare auto insurance prices to see if you are paying a fair rate for your auto insurance coverage.

Reach Out To Us

If you are looking for a new policy or just want to compare rates in the greater Kansas City, MO area, the team at Rich Insurance Agency LLC would love to assist you. Call us today to obtain an estimate for auto insurance. 

Servicing States

  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Georgia
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • Nebraska
  • New Mexico
  • Nevada
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Testimonials

Partner Carriers

  • Aegis
  • AIG
  • American Modern
  • American National
  • Ameritas
  • Amtrust
  • Argenia
  • Assurity
  • AU Gold
  • biBERK
  • Canal
  • Cover Whale
  • Crum & Forster
  • Elephant
  • Encompass
  • Ethos
  • Foresters Financial
  • Heritage Insurance
  • Hippo
  • Hiscox
  • John Hancock
  • Lemonade
  • Markel
  • Minnesota Life – Securian
  • Mutual of Omaha
  • National General
  • National Indemnity
  • Nautilus Insurance Group
  • NEXT
  • North American Company for life and health insurance
  • Northland Ins Co
  • Openly
  • Prime
  • Protective
  • Prudential
  • SafeCo
  • SafePoint Insurance
  • Sagicor Life
  • SBLI
  • Transamerica
  • Travelers
  • USLI
  • Vacant Express
  • Velocity