Your home is constantly evolving as your family grows and you welcome pets into your life. You may decide to renovate your kitchen or add a swimming pool. Each upgrade leaves an indelible mark on your property. The team at Rich Insurance Agency LLC, serving Kansas City, MO, is available to review your home insurance to ensure it covers any changes you’ve made or plan to make.
What Life Changes Impact Insurance Coverage?
Getting married or divorced, having kids, and making high-value purchases all impact how much coverage you’ll need. If you buy new appliances, jewelry, or furniture, you’ll feel more secure knowing your insurance has you covered. Similarly, if you plan to downsize, you may not need as much coverage.
Bathroom renovations and installing a new deck can both improve the quality and value of your home. Make sure your policy accounts for any increase in property value. It’s also important to discuss potential liability and how you can safeguard your property with the right insurance options.
Not reviewing your policy could leave you vulnerable and underinsured, so speak with your agent before and after making changes to ensure your family’s needs are met.
How Often Should You Review Your Home Insurance?
Visit the office once a year to discuss any plans you have for your house. This will help you identify potential coverage gaps that could lead to financial stress. Our agent will also answer any questions you may have about protecting your property.
Your home is not just a random structure; it’s where your life happens. As your family grows, you’ll need to review your home insurance to identify potential gaps. Contact Rich Insurance Agency LLC, serving Kansas City, MO, today to schedule an annual review or to discuss any of your home insurance needs!
